When people talk about investment for sure we think about high risk high return investment, but actually not a high risk only can get return and super low risk also can get the return, it just depends on how much you gonna to put inside the portfolio and how long you willing to put.
Testimonial by myself as far as I tried in previous month
Stashaway
Stashaway is licensed by the Securities Commission Malaysia. They are way easier to you saving the money, put your money as Dollar-cost averaging (DCA) you will see with a risk taking but still earning more than your expected.
They do provide you a projection comparing StashAway and Unit Trust, you can see that actually when you invested 30 years you can earn more than expected.
With RM1000 initial deposit and monthly DCA RM500 for saving purpose. After 30 yeards you can earn 20% more compare to Unit Trust. It is risk but without taking risk you won’t get a better return. In order to lower your risk, do a exercise for yourself keep deposit day by day or monthly by monthly so that you can see more saving in the account.
I signed up with Stashway since 1st time of MCO and getting not better paid but when I started doing DCA as you can see in the picture, not much I deposit my money but the most important thing is I drag so long to make another deposit still can cover my risk return with existing money and fees.
So I do prefer your guys try to create a DCA portfolio by monthly so that you won’t missed the train.
As far as you know, saving is a must when you want to use it during emergency time.
In the summary, Stashaway can deposit with RM1 as starting, so no need to keep RM1000 only can initial your 1st deposit. They are lower fee than other platform. With 1st RM50,000 investment per annum only 0.8% consider super low management fee.
Have you started investing with StashAway yet? Sign up with my link and we’ll both get up to RM30,000 managed for free for 6 months! https://www.stashaway.my/referrals/ongsunglw4md
Binance
Believe or not believe, today 20 era, we can start saving our money in crypto currently, as not cheat or scam. We already on the road now to cryptocurrency world. So I do not strongly recommend you to do investment trading in cryptocurrency, but I do suggest to look forward on the Savings, we can buy the usdt for our saving purpose. They have several of plan but usdt is one of the coin that can use for flexible savings or locked savings. We are even can make it better than others’. For example you put your MYR money in bank or any investment plan, you gonna earn the money for sure, buy 1 thing you must know is, you still using MYR. If you exchange your MYR to USDT (equivalent to USD), so when the economy growth, at least you can earn double, why do I say this?
You convert your money with current currency rate and when the economy is growth you can exchange back to MYR with higher price, in which means you will earn savings as USD and exchange back as MYR with latest currency rate.
They have few plans, if you are not using this money, I do suggest to put it as Fixed Savings 90 days, in which you will get estimate return 7% at the 91 days. But in order to do that, you must have 100 usdt = 1 lot to deposit into Fixed Savings.
Do a calculation for yourself, 1 lot (100 usdt) can earn about 1.72 USDT and if you have 10 lot will have 17.27 USDT after 90 days (3 months) with estimation given. So if you consequently deposit 1 years with only 1 usdt will get 6.9 USDT approximately.
Come and register with us now to get a better earning!
In summary you must be worry, risk taking or what right? I do think before, but I give a try for myself, then I break my old mindset and have a more chances to see better future now in here.
